Financing &
payment terms.

Monte Power & Electric runs flexible commercial and residential payment options. Net 30/60 commercial accounts, residential financing through partner lenders, property management retainers, and insurance carrier billing for qualifying panel and rewire scopes.

  • Net 30/60Commercial standard
  • Same-dayResidential financing decisions
  • 30%Federal tax credit on storage

How we bill

One contractor, multiple ways to pay.

Different customers run different cash flows. Property managers want a single invoice cadence across the portfolio. GCs want Net 30/60 against approved scopes. Homeowners replacing a 50-year-old panel want to spread the cost. Insurance carriers cover qualifying replacements directly.

Monte Power & Electric offers all four. Walk us through the project and the billing scenario, and we'll set up the right payment lane up front so the work gets done without the back-and-forth.

  • Net 30/60Commercial, PM, and investor accounts.
  • 2 daysTypical credit application turnaround.
  • $2MGeneral liability coverage on every job.

Payment options

Four lanes for
different customers.

Pick the lane that fits, or call and we'll walk through which one suits the project.

01

Net 30/60 commercial

Standard commercial accounts

Property managers, general contractors, manufacturers, restaurants, retail, and investor accounts. One-time credit setup, then invoicing flows on the agreed cadence with itemized work logs.

  • Net 30 or Net 60 terms
  • Single or per-property invoicing
  • ACH and check accepted
  • 2-day credit setup
02

Residential financing

Partner lenders

Fixed-rate financing through partner lenders for qualifying residential scopes: panel upgrades, batteries, generators, EV chargers, and rewires. Application is short, decisions usually return same-day.

  • Panel upgrades, batteries, generators
  • Same-day decision typical
  • Fixed-rate, fixed-term loans
  • No prepayment penalty on most plans
03

Property management retainer

Recurring service

Multi-property retainers for property managers, HOAs, and small multi-family operators. Net 30/60 terms, single point of contact, single invoice cadence, recurring service across the portfolio.

  • Multi-property retainers
  • Quarterly maintenance walks
  • Priority emergency dispatch
  • Tenant-facing on request
04

Insurance carrier billing

Qualifying scopes

Federal Pacific, Zinsco, and Pushmatic panel replacements driven by carrier non-renewal. Where the carrier covers the scope, Monte Power & Electric invoices the carrier directly with the closeout documentation packet they need.

  • Carrier-covered panel swaps
  • Aluminum branch remediation
  • Closeout documentation included
  • Customer doesn't fronting the cost

When financing makes sense

If any of these are familiar, the right payment lane is already waiting.

Six common scenarios where Monte Power & Electric Power & Electric's payment options remove the friction.

  • Property manager with a Federal Pacific panel across multiple buildings
  • Homeowner with an EV on order and an aging 100A panel
  • GC partner on a tenant improvement with a Net 30 schedule
  • Investor rebuilding a multi-unit before re-leasing
  • Restaurant operator with a kitchen build and refrigeration loads
  • Insurance carrier covering a Zinsco swap to keep coverage in force

How payment setup works

Five steps from
quote to invoice.

  1. 01

    Scope & quote

    On-site walk and itemized quote. Payment options discussed up front, not at closeout.

  2. 02

    Credit or financing setup

    Net 30/60 credit application for commercial accounts (2-day approval) or partner-lender residential application (same-day decision typical).

  3. 03

    Approval

    Approval confirmed before mobilization. Customer signs the agreed payment terms with the project quote.

  4. 04

    Install

    Project runs on the agreed schedule. Progress photos and itemized work logs sent throughout.

  5. 05

    Invoice

    Single closeout invoice. Net 30/60 customers pay on agreed cadence; financing customers begin scheduled payments.

Quick answers

Financing
questions.

Six of the most-asked. More on the dedicated contact page or by phone.

  • Do you offer Net 30/60 terms?
    Yes. Commercial customers, property managers, GCs, and investor accounts get Net 30 or Net 60 terms after a one-time credit setup. Single invoicing across multiple properties or per-property invoicing depending on accounting preference.
  • Is residential financing available?
    Yes. Residential financing is available through partner lenders for qualifying scopes (panel upgrades, batteries, generators, EV chargers). Application is short, decisions usually return same-day. We share lender details on request.
  • Do you bill insurance carriers directly?
    For some scopes, yes. Federal Pacific and Zinsco panel replacements driven by carrier non-renewal can be invoiced through the carrier where they cover the work. We provide the documentation packet the carrier needs.
  • What payment methods do you accept?
    Check, ACH, and major credit cards. Commercial accounts can pay by ACH against an itemized invoice on Net 30 or Net 60 terms.
  • Are there financing options for solar plus battery?
    Yes. Battery storage qualifies for the federal Residential Clean Energy Credit (currently 30 percent) and partner lenders offer fixed-rate solar/battery financing. We deliver the tax credit documentation with the closeout package.
  • How does Net 30/60 setup work?
    A short credit application and a W-9 exchange. Most accounts are approved within two business days. Once approved, invoicing flows on the agreed cadence.

Ready when you are

Set up the
right payment lane.

Walk us through the scope and the billing scenario. We'll come back with a quote and a credit or financing setup so the work runs without the back-and-forth.

Get an estimate Call 408-630-0548